Flood Insurance in Wisconsin and Illinois
If you live or are going to purchase a home in an area that is declared “high-risk for flooding”, flood insurance for your property. But, if you don’t live in a flood prone area yet near a stream, river or other low-lying area, getting a flood insurance quote and purchasing flood insurance is a good idea. There is nothing worse than starting a life in a home and creating memories and losing it all to a flood issue.
Your standard homeowners insurance does not have flood insurance included. Flood insurance is commonly offered by the National Flood Insurance Program or NFIP. Baer Insurance Services can find you a flood insurance plan that will fit your needs.
Why Flood Insurance
Homeowners never think about needing flood insurance until it’s too late. There have been countless instances in Wisconsin where heavy rains filled small streams, turning them into rivers that creep higher into property and eventually into homes. One of the worst in recent years occurred in 2008 causing an estimated $763 million dollars in damage in Southeastern Wisconsin and decimated towns. Hundreds of homeowners lost everything and many left the towns never to return. Many of those homeowners never had to fear the rivers they lived near and never bothered looking at flood insurance rates, much less considered purchasing flood insurance.
Torrential rains can change everything in minutes. Flooding is devastating, but flood insurance can help keep you afloat.
Baer Insurance Services can help you with a flood insurance quote. We will search for the best flood insurance rates and proper flood insurance coverage to protect property, possessions and structures.