Commercial Insurance

The insurance professionals at Baer Insurance Services will help you compare commercial insurance rates from trusted insurers and get the right combination of coverages for your business.
Have Questions or Need Our Advice? Call (608) 830-5800

Business Insurance

At Baer Insurance Services our flexible business policies can be tailored to meet the unique concerns you may have for your commercial operations while remaining responsive and true to your goals, no matter how big or small.
Retail or office space align a commercial parking lot

At Baer Insurance Services we know just how important your business is to you. As a business owner you have a lot to protect. That’s just one of the reasons why we take the time to…

  • Analyze your business needs.
  • Develop a plan that is customized and responsive to your own specific situation.
  • Offer you competitive pricing that is reflective of your exposure and experience.

Running a business with today’s economy is a challenge, but can also be very rewarding. Although keeping up with day-to-day operations takes up most of your time, you also must take all necessary precautions to safeguard your business from loss.

Whether you own an office building or a coffee shop, we offer the right combination of coverages to meet your needs.


Just A Few Of Our Commercial Coverages
The companies we represent may offer the opportunity to package a number of these coverages within a single policy.

Condominium Association Insurance

Condominiums offer residents a unique living experience quite different than renting and quite different than owning. The uniqueness of condo life is why condominium associations are formed: building coverage is needed for common areas inside and outside. You also need to have members’ liability coverage. This is why condominium association insurance is vital.

Condominium Association Members’ Liability

The shared ownership agreement for condominiums forces unit owners to oversee management of the building(s). There are plenty of member liability risks when you have shared swimming pools, spas, saunas, workout rooms, playground equipment and your parking lots.

Members’ liability protection is a must to help cover costs associated with a lawsuit in the event of an accident in a common, shared area.

Condominium Association Insurance Building Coverage

Baer condominium association insurance offers policies for building coverage and beyond, as outlined in your association bylaws. Since you are sharing hallways, elevators, basements and other common rooms, we will work with you to determine the specific types of coverage, deductibles and other specific requirements needed to fulfill your association’s goals.

Call us today to discuss options to protect your condo association and the condo complex you have invested in.

Commercial Auto

This coverage is available to protect your business from the liability associated with operating automobiles. Coverage is available for owned, non-owned, and hired vehicles including autos, trucks, vans, tractors and trailers. Physical damage coverage is also available.

Commercial Liability

Provides coverage including defense for liabilities associated with operating a commercial business enterprise. Policies are tailored to meet the specific risk management needs of your business.

Commercial Property

Provides coverage for your buildings and contents. Coverages range from specific named-perils policies to broader all-risk type policies.

Directors & Officers