Inland Marine Insurance

Inland Marine Insurance

Despite the name, inland marine insurance has little to do with boats. It covers movable business property and goods in transit — the items a standard commercial property policy often will not, because they leave your premises.

What Inland Marine Covers

Common examples include tools and equipment, contractors’ machinery, goods in transit, property stored at job sites, and specialized or high-value portable items.

What is inland marine insurance?

It is coverage for movable business property and goods in transit that a standard property policy may not cover, despite its nautical-sounding name.

What does inland marine insurance cover?

It commonly covers tools, equipment, goods in transit, property at job sites, and other portable or specialized business property.

Who needs inland marine coverage?

Contractors, businesses that move goods or equipment, and companies with valuable portable property often need it.

How is it different from commercial property insurance?

Commercial property insurance covers items at a fixed location, while inland marine covers property that moves or is away from your premises.

Why buy inland marine through an independent agent?

As an independent agency, Baer Insurance Services represents many carriers, so we can match coverage to the equipment and property your business moves, with personal, local service.

Inland Marine Insurance — Coverages Can Include:

• 
  Contractors equipment & tools
• 
  Electronic data processing equipment
• 
  Accounts receivable
• 
  Fine arts
• 
  Builders risk & installation
• 
  Motor truck cargo
• 
  Transportation coverage
• 
  Valuable papers