- About
- Service
- Personal InsurancePERSONAL INSURANCE
As an independent insurance agency we offer a full-range of Personal Lines Insurance plans from a multitude of insurance companies. Our commitment to your specific needs means you will always receive professional and personalized local attention, at your convenience.
Auto
Today's modern technology filled vehicles can be a very costly investment for just about everyone, one that is exposed to many potential losses that are out of your control. We’ll help you obtain the protection you need at a very affordable price.
Home
Your home is most likely your largest asset. That’s why it’s so important to do everything you can to protect it. We’re here to help you plan for the unexpected with insurance coverage that’s right for your home and your family.
Life
Although we can’t put a dollar amount on our family's future, we can ensure that our intended financial contributions are protected. No one can predict when the unexpected will happen, but we can help you prepare for it when it does.
- Commercial InsuranceCOMMERCIAL INSURANCE
A Business Owners Policy (BOP) easily combines business property and business liability insurance into one convenient policy. We’re here to work with you and design the right combination of additional coverages to protect your business from a variety of challenging risks within your industry.
Comm Auto
Whether you have one vehicle or an entire fleet, we can help you in obtaining the custom coverages that will provide greater protection for your business and personal assets from the increased exposure commercial vehicles bring.
Property
Coverage for general risks associated with your business’ premises, equipment and vehicles. It can often include associated loss of business which is essential since it ensures your assets, business, and income are protected.
Liability
No matter the shape, size and nature of your business, there are always uncertainties looming just around the corner. We’ll work with you and discuss your business risks and offer an insurance package that makes solid sense for you.
More Selections
- Condominium Association Insurance
- Group Benefits
- Workers’ Compensation
- Inland Marine Insurance
- Excess Liability
- Cyber Liability – Data Breach
- Management Liability
- Contractors Insurance
- Metalworking Operations
- Restaurants Insurance
- Liquor Liability Insurance
- Salons & Barbers Insurance
- Apartment Owners Insurance
- Group BenefitsGROUP BENEFITS
At Baer Insurance Services our unique approach to service distinguishes us from others in our industry. Not only does it take a large commitment, but requires great consistency. Consistency refers to meeting with clients on a regular basis and forging partnerships typically unseen.
We are not the “cookie cutter” agency who delivers the renewal pricing and visits you on a relatively infrequent basis. Likewise, our approach requires that our clients display a deep desire to involve themselves in the program. In concert with you, we will control loss experience, manage employee’s health and wellness and positively influence future premiums.
Areas of Assistance
Regardless of your plan and carrier selection we will assist in the following areas:- Plan Design
- Program Implementation
- Orientations
- Employee Communication
- Enrollment
- Account Reconciliation
- Single Point Billing if Desired
- Health and Wellness Education
- Carrier Communication
- Employee/Carrier Intervention
Products & Services
- Group Medical
- Group Disability (Long & Short Term)
- Group Life
- Group Dental
- Group Vision
- Employee Assistance Services
- Group Long Term Care
- Prepaid Legal Services
- Human Resource Consulting
- Payroll Administration
- Single Point Billing & Acct Reconciliation
- Health & Wellness Programs
- Supplemental (Payroll Deduction)
- Employee Leasing
- 401-K
- Cafeteria Plans
- Health Savings Accounts
- Self Insured Plans
Measured Results
Results will be measured as we deliver:- Greater Employee Participation
- Improved Employee Morale
- Enhanced