NEWS & ARTICLES FROM Baer Insurance Services

Quick Tips for Safe RV Usage

Recreational vehicles (RVs) can be a fun way to see the country and spend time with your family. However, because they’re bigger and heavier than an average car, there are additional hazards that come with owning and operating an RV.

Many RV accidents can be avoided by following these helpful tips:

  • Know the weight capacity of your RV.
  • Perform a complete pre-trip inspection. Check the tire pressure, tread depth, headlights, tail lights, turn signals, belts, oil levels, hitch and other towing equipment, and windshield wipers before leaving.
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Quick Tips for Safe RV Usage

Recreational vehicles (RVs) can be a fun way to see the country and spend time with your family. However, because they’re bigger and heavier than an average car, there are additional hazards that come with owning and operating an RV.

Many RV accidents can be avoided by following these helpful tips:

  • Know the weight capacity of your RV.
  • Perform a complete pre-trip inspection. Check the tire pressure, tread depth, headlights, tail lights, turn signals, belts, oil levels, hitch and other towing equipment, and windshield wipers before leaving.
…
Read More »

Recreation Vehicle Insurance

Do You Have the Right Recreational Vehicle Insurance?

You spent a lot of time saving for it and a lot of time researching it. Shouldn’t you have the right insurance for your motor home, ATV or boat? A recreational vehicle is a big investment. Your recreational vehicle insurance doesn’t need to be but it better cover any issue you might have.

RV/MotorHome Insurance

Your car insurance company MIGHT extend to your RV/Motor Home but we suggest separate recreational vehicle insurance for this investment that covers specific risks not associated with an automobile.…

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Is Gap Coverage Right for You?

Guaranteed asset protection, or gap insurance is an optional automobile coverage that helps you transfer the financial risk if you are involved in an auto accident and you owe more for your vehicle than the amount that it’s worth.
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Condominium Association Insurance

Protecting Investments with Condominium Association Insurance

Condominiums offer residents a unique living experience quite different than renting and quite different than owning. The uniqueness of condo life is why condominium associations are formed: building coverage is needed for common areas inside and outside. You also need to have members’ liability coverage. This is why condominium association insurance is vital.

Condominium Association Members’ Liability

The shared ownership agreement for condominiums forces unit owners to oversee management of the building(s). There are plenty of member liability risks when you have shared swimming pools, spas, saunas, workout rooms, playground equipment and your parking lots.…

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Cyber Liability – Data Breach

What is Cyber Liability Insurance?

A red colored backlit computer keyboard

Protect your business and your clients from a cyber security breach with cyber liability insurance. Cyber liability insurance is crucial in today’s business world. Mobile phones, social media, and online professional tools are integrated in daily business practices. Information is stored online through applications and cloud technology. This sensitive business material is easily accessible to your business but it is also be easily accessible to hackers. Without the proper cyber security policy in place, your business may be in danger of a security breach.…

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